What happens if I declare bankruptcy? Debt comes in many forms and can be completely overwhelming. Are you being harassed by creditors, unable to make minimum payments, or at risk of losing your house? Bankruptcy might be your best option to ward off creditors,...
Understanding the Cycle of Being Broke It’s mid-month and yet you see a very low balance in your account. So, is it right to say you are poor? Not necessarily. There is a slight but very important difference between being poor and being broke. Most people assume these...
Quick Tax Strategies to Implement Before Filing Filing income taxes and experiencing an unexpected negative outcome can be a very bad life event. As we approach the end of the year and draw nearer to income tax season many people may grow weary, and it gets so bad for...
Steps to Measure Your Wealth and Assets Don’t look to Shawn (not his real name) for any inspiration. Shawn has a BMW 5 series. His wife has an Audi A7. The lawn is perfectly manicured, and he spent over $30,000 on the nightscaping. I know how much he spent because he...
The Importance of Your FICO Score Explained Does my FICO score really matter? Why does it and what is it? The name FICO, originally Fair, Isaac and Company, is a data analytics company that focuses on credit scoring services. The company was founded back in 1956 by...
