Many Americans out there take on the task of doing their own taxes every year. While this may be ok for some, self-preparing taxes rather than having an accountant prepare your taxes could be a costly mistake. I have personally met numerous taxpayers who tell me the...
Life insurance is one of those adult vocabulary words many are aware of and understand generally how it works, but not to any great extent. Sort of like my car, I’m vaguely aware of how the axle is connected to the engine, or how the radiator works but my knowledge is...
What happens if I declare bankruptcy? Debt comes in many forms and can be completely overwhelming. Are you being harassed by creditors, unable to make minimum payments, or at risk of losing your house? Bankruptcy might be your best option to ward off creditors,...
It’s mid-month and yet you see a very low balance in your account. So, is it right to say you are poor? Not necessarily. There is a slight but very important difference between being poor and being broke. Most people assume these two are the same because they involve...
10 Ways to Save for Christmas Now: Budget-Friendly Tips for a Stress-Free Holiday The holidays are right around the corner and it’s time to start to save for Christmas. I don’t know about you, but I always feel like I have plenty of time to plan and then BAM! … next...
Do you know what can be scary, not just at Halloween, but year round? Yep, you guessed it, the IRS . We would like to give you some words of caution about the IRS especially as we are nearing the end of October. At Molen & Associates, we highly recommend you focus...
