Stop IRS Wage Garnishment & Protect Your Paycheck

The IRS can legally take a significant portion of your wages, leaving you unable to pay basic bills. We intervene immediately to negotiate a release and get your finances back under control.

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Personalized, Stress-Free Tax Services from a Trusted Local Firm

At Molen & Associates, we don’t just prepare your taxes—we prepare you for what’s next. With over 45 years of experience serving individuals and businesses in Houston, we know the ins and outs of the tax code and how to put it to work for you. Whether you’re a small business owner, self-employed, or a busy individual, our tax preparation services are built to save you time, reduce your tax bill, and give you confidence at every step.

We believe tax prep shouldn’t feel like pulling teeth or come with a surprise invoice. Instead, you’ll get clear, proactive guidance and a dedicated team that treats you like family. That’s the Molen way.

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c corporation tax preparation

How We Can Help You

You received a notice of “Intent to Levy” 30 days ago and you forgot or ignored it. Now it’s Payday. Expecting a check, you open the envelope and find that the IRS has taken most of your money. What’s left is not enough to pay the rent, car payment, buy groceries, or pay the rest of the bills. This action will continue on every check due you, until the tax owed is paid in full.

Now you’re in big financial trouble. No matter how hard you plead with your employer they can not give you your money. Once a wage garnishment is filed with your employer, your employer is required by law to collect a large percentage of each of your paychecks.

We can be retained to negotiate the release of IRS wage garnishments by arranging a payment plan. The payment plan negotiated by us is always more favorable than any IRS wage garnishment. It allows you to receive your whole paycheck without fears of future wage garnishments.

What You Can Expect

Negotiation for Release

Our primary goal is to get the “Release of Levy” letter sent to your payroll department as fast as possible. We negotiate directly with the IRS to replace the harsh garnishment with a voluntary payment plan that fits your budget.

Professional Employer Communication

Having the IRS contact your boss is embarrassing. We handle the professional communication required to ensure your employer receives the release paperwork promptly, helping you maintain your professional reputation at work.

Compliance Without Compromise

We stay current on the ever-changing tax code and make sure you stay compliant—whether you’re filing in one state or five. We even help you prepare for IRS audits or letters if they arise. 

Partnership Tax Preparation in Houston, TX
Tax & Accounting for Logistics Businesses

Who We Serve

  • Self-Employed & Side Hustlers
    Realtors, law enforcement, rideshare drivers, and anyone with 1099 income—this is our specialty. We’ll help you track expenses, reduce taxes, and stay compliant.

  • Small Business Owners
    From LLCs to S Corps, we’ve filed thousands of business returns. We know the difference between a missed deduction and a strategic tax plan—and we’re here to make sure you get the latter.

  • W-2 Employees with Complex Returns
    Have investment income, rental properties, or stock options? We’ll guide you through what applies and ensure it’s all reported accurately.

What Makes Molen & Associates Different?

We Treat You Like Family

You’re not a file number—you’re a person with goals, responsibilities, and a life you care about. We take the time to understand your story and tailor our advice accordingly.

We Educate, Not Just Calculate

We explain why we’re doing what we’re doing. Expect clear, plain-English explanations—not tax code gibberish.

Year-Round Support

Tax questions don’t start and end in April. You’ll have access to our team all year long, with no extra charge for emails or quick calls.

Proven Track Record

With over 10,000 tax returns filed and a 98% client satisfaction rating, we’ve helped save Houston taxpayers over thousands. Our Google reviews say it all—clients trust us with their returns year after year.

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See What Our Clients Say

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Frequently Asked Questions

Get clear answers to common questions about our tax preparation services.

What exactly is an IRS wage garnishment?

A wage garnishment is a type of administrative levy where the IRS contacts your employer and legally requires them to withhold a significant portion of your paycheck to be sent directly to the IRS. Unlike private creditors who usually need a court order to garnish your wages, the IRS can do this automatically if you have unpaid back taxes and have ignored previous notices.

How much of my paycheck can the IRS legally take?
Unfortunately, the IRS can take a much larger percentage than most people realize. While most creditors are limited to 25%, the IRS uses a specific formula (found in Publication 1494) that allows them to take everything except for a small “exempt” amount based on your filing status and number of dependents. For many families, the amount left over is not enough to cover basic rent, utilities, and groceries.
Will my employer find out about my tax problems if I am garnished?
Yes. To initiate a garnishment, the IRS must send a Form 668-W to your payroll department. This can be a source of great stress or embarrassment for many of our clients. One of the primary reasons to seek representation early is to resolve the debt before the IRS ever contacts your employer, keeping your private financial matters between you and the IRS.

How quickly can a wage garnishment be stopped?

Once a garnishment is in place, it remains in effect until the debt is paid, the statute of limitations expires, or the levy is released. At Molen & Associates, we treat garnishments as a financial emergency. We can often get a garnishment released within days by negotiating a resolution—such as an Installment Agreement or an Offer in Compromise—or by proving that the garnishment is causing an immediate “economic hardship.”

Can the IRS garnish my Social Security or disability benefits?
Yes. Under the Federal Payment Levy Program, the IRS can automatically take 15% of your Social Security benefits. While some types of disability payments are exempt, many are not. If your primary source of income is being garnished, it is vital to contact us immediately so we can help you file for a hardship release to protect your ability to pay for basic necessities.
I received a "Final Notice of Intent to Levy." How long do I have before my wages are hit?
I received a “Final Notice of Intent to Levy.” How long do I have before my wages are hit?
Can I be fired from my job because of an IRS wage garnishment?

By law, your employer cannot fire you simply because your wages are being garnished for a single debt. However, having a garnishment on your record can sometimes complicate your relationship with your employer or affect security clearances. We work to resolve the issue as quickly as possible so that your payroll department receives a “Release of Levy” notice, putting an end to the administrative burden on your employer.

What is the best way to get a garnishment released permanently?
The IRS will only release a garnishment if they believe the debt is being addressed through other means. This usually requires getting into “tax compliance” (filing all back returns) and setting up a formal resolution. With over 40 years of experience, we know exactly what the IRS needs to see in your financial profile to approve a release. We don’t just stop the garnishment; we build a long-term plan to ensure it never happens again.
Why should I choose Molen & Associates to help with my garnishment?
When your paycheck is at stake, you need more than just a tax preparer; you need an advocate. We treat our clients like family, which means we understand the panic that comes with a reduced paycheck. Our Education Focused approach ensures that you aren’t just a bystander in your own case—we explain the law, show you your options, and handle the aggressive negotiations with the IRS so you can get back to your life and your work.

45+

Years of Experience

10,000+

Returns Prepared

98%

Client Satisfaction

1000s

Happy Clients

Why Choose Molen & Associates?

Professional tax preparation that delivers real results for Houston residents and businesses.

Maximize Deductions

We identify every eligible deduction to ensure you pay the lowest amount legally possible.

Save Time

Let our experts handle the complexity while you focus on what matters most.

Audit Protection

Rest easy knowing your return is prepared accurately. We can even help with full audit support.

Personalized Service

Work directly with experienced Advisors who understand your unique situation.

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Year-Round Support

Access to tax professionals whenever you need guidance, not just during tax season.

Proven Expertise

Decades of experience serving Houston residents and businesses. We’re just a phone call away!

Request an Appointment Today

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Ready to File with Confidence?

Tax season doesn’t have to be stressful. Whether you’re filing for the first time, managing a complex return, or just tired of doing it alone—our team is ready to help.

Let Molen & Associates take tax prep off your plate—so you can focus on what matters most.

c corporation tax preparation

Save Your Time

Save Your Dime

Get Peace Of Mind

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