Life insurance is one of those adult vocabulary words many are aware of and understand generally how it works, but not to any great extent. Sort of like my car, I’m vaguely aware of how the axle is connected to the engine, or how the radiator works but my knowledge is...

What happens if I declare bankruptcy? Debt comes in many forms and can be completely overwhelming. Are you being harassed by creditors, unable to make minimum payments, or at risk of losing your house? Bankruptcy might be your best option to ward off creditors,...

It’s mid-month and yet you see a very low balance in your account. So, is it right to say you are poor? Not necessarily. There is a slight but very important difference between being poor and being broke. Most people assume these two are the same because they involve...

The holidays are right around the corner and it’s time to start to save for Christmas. I don’t know about you, but I always feel like I have plenty of time to plan and then BAM! … next thing I know, it’s fall and I’ve done nothing. This year will be different and I’m...

Do you know what can be scary, not just at Halloween, but year round? Yep, you guessed it, the IRS . We would like to give you some words of caution about the IRS especially as we are nearing the end of October. At Molen & Associates, we highly recommend you focus...

Filing income taxes and experiencing an unexpected negative outcome can be a very bad life event. As we approach the end of the year and draw nearer to income tax season many people may grow weary, and it gets so bad for some that they will not even file their taxes. 

Halloween isn’t the only time of year that can be spooky or scary; it can be ANY TIME when a personal money horror story can happen to you! Let’s see what happened to these three poor individuals and how their nightmares became a reality. Muahahahaha! The Tale of the...

Once upon a time, there was a pandemic, the government shut everything down and then tried to send everyone a stimulus check to boost the economy. The end. So it isn’t as simple as that, but the process of handing out stimulus checks was more like a corporate...

Taxes are one of the hot topics in this year’s election because it affects each one of us. Regardless of your political opinions, it’s important to understand how the current tax laws affect you and how they may change. The New York Times leaked years of President...

Ever wonder what GAP insurance is? Let me start by sharing a short story.  At 18 years old and a freshman in community college, one of the things I desired most was a brand-new truck. I had purchased an old truck while in high school. I never had a new vehicle and for...

Life insurance is one of those adult vocabulary words many are aware of and understand generally how it works, but not to any great extent. Sort of like my car, I’m vaguely aware of how the axle is connected to the engine, or how the radiator works but my knowledge is...

What happens if I declare bankruptcy? Debt comes in many forms and can be completely overwhelming. Are you being harassed by creditors, unable to make minimum payments, or at risk of losing your house? Bankruptcy might be your best option to ward off creditors,...

It’s mid-month and yet you see a very low balance in your account. So, is it right to say you are poor? Not necessarily. There is a slight but very important difference between being poor and being broke. Most people assume these two are the same because they involve...

The holidays are right around the corner and it’s time to start to save for Christmas. I don’t know about you, but I always feel like I have plenty of time to plan and then BAM! … next thing I know, it’s fall and I’ve done nothing. This year will be different and I’m...

Do you know what can be scary, not just at Halloween, but year round? Yep, you guessed it, the IRS . We would like to give you some words of caution about the IRS especially as we are nearing the end of October. At Molen & Associates, we highly recommend you focus...

Filing income taxes and experiencing an unexpected negative outcome can be a very bad life event. As we approach the end of the year and draw nearer to income tax season many people may grow weary, and it gets so bad for some that they will not even file their taxes. 

Halloween isn’t the only time of year that can be spooky or scary; it can be ANY TIME when a personal money horror story can happen to you! Let’s see what happened to these three poor individuals and how their nightmares became a reality. Muahahahaha! The Tale of the...

Once upon a time, there was a pandemic, the government shut everything down and then tried to send everyone a stimulus check to boost the economy. The end. So it isn’t as simple as that, but the process of handing out stimulus checks was more like a corporate...

Taxes are one of the hot topics in this year’s election because it affects each one of us. Regardless of your political opinions, it’s important to understand how the current tax laws affect you and how they may change. The New York Times leaked years of President...

Ever wonder what GAP insurance is? Let me start by sharing a short story.  At 18 years old and a freshman in community college, one of the things I desired most was a brand-new truck. I had purchased an old truck while in high school. I never had a new vehicle and for...