Personal & Family Finances

How we can help you

Talking money can be tough. Luckily for you, we meet with thousands of individuals each year and talk finances. There is little that we haven’t seen by this point! The good, the bad, the deeply in debt – and nothing phases us. We love helping coach and educate how to overcome your biggest hurdles with confidence.

We will cheer you on and hold you accountable in ways that no app or spreadsheet can. You’ll work hard and you’ll never be alone. Changing your finances today will have a huge impact for your future happiness. 

Bring us your problems and leave with a solution! If credit cards, student loans, and other debt payments are consuming each paycheck, or you need advice to get ahead in your budgeting, we can help.



Personal & Family budgeting
Personal & Family budgeting

How we work

Decisions such as cutting expenses, paying off loans, or increasing your investments should be worked through logically and with the expertise of a trustworthy firm.

We value solving problems by tailoring our appointments to the needs of each individual. If you are looking for a financial coach that is passionately engaged in meeting your needs, and you want to learn something new every time you come in then you will feel at home at Molen & Associates. You will feel like family because we are a family owned and operated business with a team that shares core values such as servicing the client above all else, doing the right thing, showing unequivocal excellence, and solving questions.

In the words of financial guru Dave Ramsey “Your decisions from today forward will affect not only your life, but also your entire legacy.” We will cheer you on and hold you accountable in ways that no app or spreadsheet can. You’ll work hard and you’ll never be alone. Changing your finances today will have a huge impact on your future happiness, and the happiness of those you care about most. 

PAssionately Engaged

We aren't your average tax firm. We specialize in helping you maximize your tax situation and live more comfortably.

Education Focused

We guarantee you will learn something new. If you are looking for an average experience, we probably aren't the firm for you.

Feels Likely FamiLY

We started business 40 years ago out of the Molen's home and to this day, we still treat our clients like family.

 

Latest News

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Estimated tax payments follow a quarterly schedule and a strict safe-harbor rule. Here’s how to know if you’re on track before the IRS tells you otherwise.

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Every tax strategy falls somewhere on a spectrum from standard to reckless. Here’s how to tell where your plan stands and what’s actually at risk if the IRS disagrees.

Cash vs Accrual Accounting: How the Method You Choose Affects Taxes

Choosing between cash and accrual accounting affects when your business recognizes income and deductions. Here is how each method works and which one fits your situation.

Schedule a Discovery Meeting

One Hour Discovery meeting for business owners looking for an advisor to help them with accounting and tax preparation to see if we are a good fit.

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Latest News

Business Valuation Basics: Why Every Business Owner Needs a Number

Most business owners have spent years building something valuable — and have no idea what it's actually worth. They'll know their revenue, their payroll, maybe their profit margin. But the number that represents the enterprise value of the business? Often a blank....

When to Pay Yourself More (and When Your S-Corp Salary Is Already Too High)

Most S-Corp owners think about their salary once — when they set it up — and rarely revisit it. That's a mistake in both directions. Undercompensating yourself creates IRS audit risk. Overcompensating costs you unnecessarily in payroll taxes. The right number isn't...

LLC vs S-Corp vs C-Corp: What Actually Changes at Different Income Levels

LLC, S-Corp, or C-Corp? The right entity choice depends on your income level and goals. Here’s how each structure is taxed and where the crossover points fall.

The Augusta Rule: How S-Corp Owners Can Rent Their Home to Their Business

The Augusta Rule lets S-Corp owners rent their home to their business for up to 14 days a year, tax-free. Here is how the deduction works and what documentation the IRS expects.

Trump Accounts: The Complete Guide for Parents and Grandparents

Funding officially opened on July 4, 2026 for Trump Accounts, the new child savings program created under the One Big Beautiful Bill Act (OBBBA) and codified in the tax code as Section 530A. If you have kids or grandkids under 18, or you're expecting a child in the...

When Your Business Needs a CFO (and When a Good Bookkeeper Is Enough)

Clean books and good decisions aren’t the same thing. Here’s how to tell whether your business has outgrown bookkeeping-only support.

Hiring Your Kids: What the IRS Allows, What It Doesn’t, and How to Do It Right

Paying your children to work in your business can shift income to a lower tax bracket, but only if the work is real and the wages are reasonable. Here is how to set it up correctly.

Estimated Tax Payments: How to Know If You’re Underpaying Before It’s Too Late

Estimated tax payments follow a quarterly schedule and a strict safe-harbor rule. Here’s how to know if you’re on track before the IRS tells you otherwise.

The Difference Between What’s Legal, Aggressive, and Reckless in Tax Planning

Every tax strategy falls somewhere on a spectrum from standard to reckless. Here’s how to tell where your plan stands and what’s actually at risk if the IRS disagrees.

Cash vs Accrual Accounting: How the Method You Choose Affects Taxes

Choosing between cash and accrual accounting affects when your business recognizes income and deductions. Here is how each method works and which one fits your situation.

Looking for an Accountant?

Schedule a Discovery Meeting

One Hour Discovery meeting for business owners looking for an advisor to help them with accounting and tax preparation to see if we are a good fit.

Subscribe Now

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