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In the meantime, feel free to check out some of our most recent blog entries:
Is College Still Worth It?
The Future of College: Is It Still a Good Choice? College, is it worth it? It costs money and I see under-qualified people get better jobs than I have gotten in the past all the time. A good friend of mine was working for Amazon and he was almost done with his MBA....
6 Money Goals to Hit by 35, 50, 65
Essential Money Objectives for Every Decade Now is the time to plan your money goals for your future. Most young adults must learn to be financially independent in order to survive.Unfortunately, pursuing a college degree can lead to serious student loan debt. It is...
If you are over 70, please read! 2020 RMD Recontribution Deadline
2020 RMD Recontribution Deadline! While you are not required to take a minimum distribution in 2020 due to the pandemic, some may have already done so. In case you weren’t aware, there is an option to put the money back into that same IRA or a new IRA and save tax...
You & Your FICO Score
The Importance of Your FICO Score Explained Does my FICO score really matter? Why does it and what is it? The name FICO, originally Fair, Isaac and Company, is a data analytics company that focuses on credit scoring services. The company was founded back in 1956 by...
Crossing State Lines: What Small Businesses Need To Know
Small Business Strategies for Multi-State Operations Many companies begin doing business in multiple states without considering how it could impact their business. Other businesses want to operate in states outside of their home state, but never do it because they are...
Investing and Your Options
Investment Options: A Roadmap to Financial Growth Are you looking for other ways to make money or alternative ways to invest? We all have heard of the term passive income, but what does it really mean? In a nutshell, passive income is any income one earns without...
Tax Considerations When Starting a Business
Common Tax Mistakes When Starting a Business Many people have an interest in starting a business of their own, but do not investigate the tax considerations when starting a business. Starting a business can be a great thing unless all things are considered it could...
401K Versus IRA
Choosing Between 401K and IRA for Your Future Most Americans will not be able to retire by the traditional retirement age of 65 even with an employer 401k plan or an IRA. Some plan on surviving solely off social security, but this was never meant to be a sustainable...
Businesses & the COVID Impact
How to Rebuild Customer Trust After the Pandemic As all fifty states have braced for the COVID impact some struggling businesses have started the process of re-opening their doors. Entrepreneurs and workers who rely on self-employment income are struggling to stay...
How to Save on Taxes
Transform Your Finances: Save on Taxes Now Tax law is constantly changing, and it is almost impossible to keep up with all of it, but thankfully, here at Molen & Associates, we are dedicated to help our clients save on taxes. With each new president or change in...
Do I Need A Budget?
Understanding the Importance of a Budget The word “Budget” used to leave a sour taste in my mouth. At first, I thought of how fabulous it would be to form a habit to budget. I even took a class at college to motivate and teach me great budgeting tools. It was the most...
Student Loan Forgiveness
Student Loan Forgiveness & the CARES Act The CARES Act has been a modest help in numerous ways to several people and businesses, and student loans happen to be one of those things. There are some catches, this is true, and the decision on how to best take...
Should I Take Out a Business Loan?
What Are the Benefits of Taking Out a Business Loan? This year has been a challenging year especially for small businesses. Some businesses may be struggling on deciding if they need to take out a business loan to keep things above water. This reminded me of a joke I...
New Paycheck Protection Program Flexibility Act: Here Is What You Need To Know
Exploring the New Opportunities with the Flexibility Act On June 5, 2020, President Trump signed into law the Paycheck Protection Program Flexibility Act (PPPFA) in order to address many concerns by the small business community. Here are a few highlights of the...
Grow Your Income
How can I increase my income? Whether you make thousands or millions annually, one desire for almost everyone is that you would like to grow your income. There are an infinite number of ways that you could start making more money. Some money-making methods do not even...