What happens if I declare bankruptcy? Debt comes in many forms and can be completely overwhelming. Are you being harassed by creditors, unable to make minimum payments, or at risk of losing your house? Bankruptcy might be your best option to ward off creditors,...
Understanding the Cycle of Being Broke It’s mid-month and yet you see a very low balance in your account. So, is it right to say you are poor? Not necessarily. There is a slight but very important difference between being poor and being broke. Most people assume these...
10 Ways to Save for Christmas Now: Budget-Friendly Tips for a Stress-Free Holiday The holidays are right around the corner and it’s time to start to save for Christmas. I don’t know about you, but I always feel like I have plenty of time to plan and then BAM! … next...
Facing the IRS: 4 Terrifying Truths Revealed Do you know what can be scary, not just at Halloween, but year round? Yep, you guessed it, the IRS . We would like to give you some words of caution about the IRS especially as we are nearing the end of October. At Molen...
Personal Money Horror Stories: Lessons for Everyone Halloween isn’t the only time of year that can be spooky or scary; it can be ANY TIME when a personal money horror story can happen to you! Let’s see what happened to these three poor individuals and how their...
Key Points About Stimulus Checks and 2020 Taxes Once upon a time, there was a pandemic, the government shut everything down and then tried to send everyone a stimulus check to boost the economy. The end. So it isn’t as simple as that, but the process of handing out...