There are times when we pinch pennies or even save to the extreme and then there are those that have developed a fear of spending their money. This fear is probably based off of a past experience when someone had no access to funds and because of poor budgeting or...
In trying times we need to be prepared for any type of emergency whether it be a loss of job, medical emergency, natural disaster or any unforeseen event. One of the best ways to be prepared is to have an emergency fund set aside. Yet, when you are already living...
What is retirement? The definition of retirement is “the action or fact of leaving one’s job and ceasing to work.” While most of us intend to stop working entirely by age 65, many Americans must continue working in some capacity for the rest of their lives. The...
Having debt seems like a way of life these days. Some things seem unavoidable, house or car.. but sometimes its all little things that have piled up. It has become the adult version of the monster under the bed. There will be a point that you decide it is time to...
What happens if I declare bankruptcy? Debt comes in many forms and can be completely overwhelming. Are you being harassed by creditors, unable to make minimum payments, or at risk of losing your house? Bankruptcy might be your best option to ward off creditors,...
