Having debt seems like a way of life these days. Some things seem unavoidable, house or car.. but sometimes its all little things that have piled up. It has become the adult version of the monster under the bed. There will be a point that you decide it is time to...
The Hidden Costs of Self-Preparing Taxes Many Americans out there take on the task of doing their own taxes every year. While this may be ok for some, self-preparing taxes rather than having an accountant prepare your taxes could be a costly mistake. I have personally...
What happens if I declare bankruptcy? Debt comes in many forms and can be completely overwhelming. Are you being harassed by creditors, unable to make minimum payments, or at risk of losing your house? Bankruptcy might be your best option to ward off creditors,...
Understanding the Cycle of Being Broke It’s mid-month and yet you see a very low balance in your account. So, is it right to say you are poor? Not necessarily. There is a slight but very important difference between being poor and being broke. Most people assume these...
10 Ways to Save for Christmas Now: Budget-Friendly Tips for a Stress-Free Holiday The holidays are right around the corner and it’s time to start to save for Christmas. I don’t know about you, but I always feel like I have plenty of time to plan and then BAM! … next...